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CDFI & Community Development Finance Guide

How CDFIs fit impact capital stacks, with a directory shortlist of published CDFI funders.

Written by Causeartist

Key takeaways

  • CDFIs fill gaps traditional banks underserve.
  • Pair with Community Development companies for deal context.

How we select: Organizations below follow Causeartist editorial standards. Directory membership does not purchase ranking. Last reviewed October 2026.

Browse CDFI funders on Causeartist. This guide explains where they sit in the impact capital stack.

Directory shortlist

  • Beneficial State Bank — If you are a housing developer, nonprofit, mission business, or municipality on the West Coast, Beneficial State is a relationship lender whose screen is as imp…
  • CNote — CNote focuses on unlocking the overlooked $5 trillion community finance market for investors seeking strong financial performance alongside positive community d…
  • Community Reinvestment Fund, USA — CRF USA focuses on providing capital access to small businesses across the United States, with particular emphasis on communities that may be underserved by tra…
  • LiftFund — LiftFund believes access to affordable capital and business education can create pathways to economic mobility, entrepreneurship, and community prosperity. The …
  • Nonprofit Finance Fund — Nonprofit Finance Fund believes that healthy nonprofits require access to flexible, patient capital alongside strong financial management. By combining loans, c…
  • The Reinvestment Fund — The Reinvestment Fund invests in projects that are both targeted and transformative, focusing on sectors that address fundamental community needs including hous…
  • Working Capital Fund — Working Capital Fund invests in startups that promise to deliver impact at scale with sustained revenue growth, focusing on technology solutions that address th…

When to talk to a CDFI

  • Community-serving business models
  • Debt or blended finance needs
  • Geographic or demographic underservice

Community Development companies

Updated October 2026. Corrections: Contact.

FAQ

What is a CDFI?

A Community Development Financial Institution — a mission-driven lender certified to serve underserved markets with credit and financial services.

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