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CNote is a fintech company founded in 2016 by financial executives Catherine Berman and Yuliya Tarasava that connects investors and institutions with mission-driven community banks to expand economic opportunity and strengthen local communities. The platform specializes in cash and fixed-income solutions that help institutions and individuals achieve competitive returns while preserving capital and creating positive community impact through CDFIs, MDIs, and community banks and credit unions.
CNote applies institutional-grade discipline, modern technology and rigorous risk management to channel capital into the overlooked $5 trillion community finance market at scale. The company offers 100% FDIC- and NCUA-insured deposits with competitive returns, funding impact initiatives like affordable housing, disaster recovery, and small business growth in underserved communities.
CNote focuses on unlocking the overlooked $5 trillion community finance market for investors seeking strong financial performance alongside positive community development. The platform targets mission-driven financial institutions including CDFIs, MDIs, and community banks that demonstrate strong fundamentals and deliver real outcomes such as affordable housing, supporting first-time entrepreneurs, and building community facilities in underserved areas.
100% FDIC- and NCUA-Insured Deposits
All investments are fully insured, ensuring capital preservation with no added risk.
Competitive Returns with Impact
Achieve strong financial performance while funding affordable housing, small business growth, and community development.
Flexible Liquidity Options
Multiple investment solutions from cash management to fixed-income offerings with varying liquidity needs.
Trackable Community Impact
Transparent reporting on how investments strengthen underserved communities and expand economic opportunity.
Focus areas
Locations