Homelessness & Housing

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Airbnb.org is an independent U.S. 501(c)(3) public charity that pays for free, short-term housing for people affected by disasters and other crises. The organization launched in 2020 after eight years of crisis-housing work through Airbnb's Open Homes program, which began when a host named Shell offered her home at no charge after Hurricane Sandy in 2012. Airbnb.org is legally separate from Airbnb, Inc.; Airbnb covers the charity's operating costs, supplies access to its technology platform and services, and says it does not earn money from Airbnb.org-supported stays. The operating model is housing assistance rather than conventional grantmaking. Airbnb.org works with vetted local nonprofit partners that identify and refer eligible people, volunteers, first responders, refugees, and families traveling for medical care. Airbnb.org then funds bookings on Airbnb's platform. Hosts are generally paid as they would be for an ordinary stay and receive AirCover and specialized support; some separately choose to discount a stay, offer it free, or donate a portion of their payout. An Airbnb.org emergency-stay host should therefore not be described as synonymous with Airbnb's broader commercial-host community. Airbnb.org organizes its work around emergency-response stays, medical stays, and resettlement stays. Its official site says more than 60,000 hosts have helped provide housing to more than 250,000 people since the 2012 origin of the program. It separately reports 1.6 million nights of free emergency housing since Airbnb.org launched in 2020. Those are facilitated stays and nights, not a count of unique guests, grants, or dollars deployed. For January through June 2026, Airbnb.org reported 87 disaster responses, more than 28,000 nights provided, and 5,776 hosts who donated. It also reported that an Airbnb.org booking cost an average of US$110 per night globally over the preceding five years. These organization-reported operating measures show delivery capacity, but they are not assets under management, audited grant expenditures, or a committed funding pool.

The Bank of America Charitable Foundation provides grant funding for nonprofits specifically focused on advancing economic mobility. They also operate an extensive program of arts and sports sponsorships designed to support the economic, social and cultural life of the communities where they operate. The foundation operates through multiple giving mechanisms including direct grants, the Bank of America Charitable Foundation Matching Gifts program, and Volunteer Grants program. Their mission centers on supporting economic opportunity while fostering community development through strategic partnerships with nonprofits and cultural organizations. As part of one of the largest financial institutions in the United States, the Bank of America Charitable Foundation plays a significant role in the philanthropic ecosystem by leveraging corporate resources to address economic inequality. Their comprehensive approach combining direct funding, employee engagement through matching gifts, and community sponsorships creates multiple pathways for impact in the communities they serve.

Beneficial State Bank is an FDIC-insured, state-chartered community development financial institution (CDFI) headquartered in Oakland, California, with branches in California, Oregon, and Washington. Kat Taylor and Tom Steyer founded it in 2007 as a triple-bottom-line community bank and donated the capital to Beneficial State Foundation, a nonprofit that is now the majority owner of the bank’s capital. That ownership is the lock: the institution is meant to stay governed in the public interest rather than recapitalize through a conventional holding-company sale. Causeartist indexes it in the funders directory as a CDFI bank and debt provider, not as a venture fund. The product is credit: deposits become loans for affordable housing, nonprofits, small businesses, and environmental projects on the West Coast. CDFI rules require at least 60% of financing to low- and moderate-income or underserved communities; the bank reported that 100% of its 2025 loan portfolio upheld that community-development mandate. It will not lend to fossil fuels, private prisons, or weapons manufacturing, industries it calls “contra mission.” It has been a Certified B Corporation since 2012 (B Lab directory; the bank’s certifications page also cites 2013), is Fossil Free Certified, belongs to the Global Alliance for Banking on Values, and describes itself as the only unionized community bank in the U.S. As of year-end 2025 it reported $1.98 billion in assets, $1.67 billion in deposits, $1.47 billion in outstanding loans, and 15.4% net loan growth. Those figures are company-reported from the 2025 Impact Report, not an independent audit.

Better Society Capital is the UK’s leading social impact investor, focused on growing the flow of capital into solutions that address social challenges and inequalities. Established in 2012, the organization acts as a market builder, connecting investors, government, and social enterprises to scale impact investing across the UK. Rather than only deploying capital, Better Society Capital plays a catalytic role in developing the broader ecosystem, helping expand the UK impact investment market to over £11 billion while committing more than £1 billion directly into funds and enterprises.

Citi Foundation is the philanthropic arm of Citigroup, working to build equitable and resilient communities through strategic partnerships with community organizations across 80+ countries and territories globally. The foundation invests in efforts that increase financial inclusion, catalyze job opportunities for youth, and reimagine approaches to building economically vibrant communities. Through major initiatives like the Global Innovation Challenge, Community Progress Makers, and Community Finance Initiative, Citi Foundation provides substantial funding to nonprofits addressing critical social issues including youth employability, homelessness, housing affordability, and household financial resilience.

Community Reinvestment Fund, USA (CRF USA) is a national small business lender that focuses on scaling capital access for small businesses in communities across the country. They provide lending, technology, and service solutions to complement and amplify the effectiveness of the small business ecosystem. CRF operates with a mission to build stronger local economies by working with various partners including banks, financial service providers, CDFIs, business support organizations, public sector entities, and philanthropists. Their approach involves comprehensive program capabilities including program planning and design, program management, and program evaluation to maximize their impact. The organization plays a crucial role in the small business financing ecosystem by enhancing job growth and supporting economic mobility across communities. Through their collective impact programs and partnerships, CRF addresses critical gaps in small business capital access, particularly in underserved markets, making them a vital intermediary in community economic development.