Capital Impact Partners is a nonprofit community development financial institution that lends to affordable housing, health, education, healthy food, cooperatives, and related community real estate. It traces to 1981–1982 federal cooperative-development roots and today operates as part of the Momentus Capital branded family with CDC Small Business Finance and Momentus Securities.
The site frames Capital Impact as a mission-driven lender for projects banks often skip, with place-based clusters where staff know local partners. Affordable housing examples include preservation and mixed-use work such as a Redwood City project with HIP Housing that converted a small building into affordable studios in a high-rent market. Cooperative housing and ROC USA–style manufactured-home community resident ownership appear in long-running program history. Lending sits beside capacity-building programs for community-rooted real estate developers and co-op innovation awards. Growth-stage impact investments — venture debt, revenue or profit share, and preferred equity — target companies expanding economic opportunity, food and health access, or employee ownership.
Investors can buy the Capital Impact Investment Note to fund the lending book while seeking a financial return. Borrowers apply through mission-driven financing and loan-offering pages for nonprofits, entrepreneurs, and community organizations. Because Momentus Capital is already listed separately in the Causeartist directory as the family brand, this profile keeps the Capital Impact Partners name and capitalimpact.org URL for operators who meet the CDFI as a housing and community-facilities lender.
Capital Impact is a CDFI and community lender, not a housing-credit syndicator at NEF’s scale. Its edge is flexible debt and programs for housing, co-ops, health, and neighborhood facilities inside the Momentus continuum.
Capital Impact Partners finances real estate projects and businesses that expand access to affordable housing, healthcare, healthy food, education, and community ownership for people with low and moderate incomes.
Its housing strategy includes affordable rental preservation, mixed-use developments, housing cooperatives, and resident ownership of manufactured-home communities. Beyond financial viability, Capital Impact looks for experienced sponsors and local leaders with a clear connection to the communities their projects serve.
The $50,000 to $15 million check-size range listed on this profile should be treated as an estimated planning range for CDFI project financing and confirmed through current loan terms. Growth-stage impact investments may use different structures and investment sizes.
Capital Impact lends nationally, with deeper place-based activity in markets such as Detroit, California, Texas, and the Mid-Atlantic. Organizations seeking housing or community-facility financing can begin through the mission-driven financing and loan-offerings pages at capitalimpact.org.
$50,000 – $15,000,000
Housing inside a wider CDFI book
Affordable rental, mixed-use, cooperatives, and manufactured-home community ownership sit beside health, food, and education lending.
Part of Momentus Capital
Capital Impact’s loans and notes connect to CDC Small Business Finance and Momentus Securities inside one continuum of capital.
Place-based underwriting
The organization clusters work in markets where staff and partners have local knowledge, including Detroit and California regions.
Investment notes for impact lenders
Social investors can fund the lending portfolio through the Capital Impact Investment Note while borrowers access flexible debt.
