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Kiva is an international nonprofit organization that expands financial access to help underserved communities thrive through crowdfunded microloans. Founded in 2005, Kiva connects lenders with borrowers worldwide, allowing people to lend as little as $25 to entrepreneurs and individuals who lack access to traditional banking services. The platform has facilitated over $2.4 billion in life-changing loans to 6 million people across the globe.
Kiva prioritizes supporting populations with the greatest need, including women entrepreneurs, refugees, climate-threatened communities, and marginalized U.S. entrepreneurs. With over 1 billion unbanked people worldwide, Kiva tackles financial inequality by putting the power of financial inclusion in everyone's hands. The organization ensures 100% of loan contributions go directly to supporting borrowers, creating lasting change one loan at a time.
Kiva believes that financial inclusion is fundamental to creating a more equitable world, particularly for the over 1 billion unbanked people globally who lack access to credit cards, debit cards, or credit history. By leveraging crowdfunded microloans, Kiva addresses market failures where traditional financial institutions turn away underserved populations.
The organization focuses on populations where they can do the most good - women facing unequal access to capital, refugees rebuilding their lives, climate-threatened communities building resilience, and marginalized U.S. entrepreneurs overcoming funding barriers.
Low Barrier to Entry
Lend as little as $25 to create meaningful impact for entrepreneurs and communities worldwide.
100% Direct Impact
100% of loan contributions go directly to supporting borrowers, with no fees deducted from loans.
Global Reach
Access to borrowers across multiple countries and regions, supporting diverse communities and causes.
Proven Track Record
Over $2.4 billion in loans disbursed to 6 million people since 2005, with measurable impact outcomes.
Revolving Impact
Relend repaid money to help additional borrowers, multiplying your impact over time with the same capital.