Photo by William Iven
Saving money shouldn’t be a pain, it should be easy, automatic, and safe. As our economy and purchase habits become more and more digitized there are some great apps that help you condense it all in one place. These apps make it just as easy to save money as it is to spend money. We spend and swipe everyday, but we don’t save in that same manner each day. Now, we can automatically save money everyday with the correct digital tools. Below are some apps that make it super easy to save money everyday and even every time you actual spend money.
The Acorns app allows you to invest as little as $5 into more than 7,000 stocks & bonds. With Acorns, it’s simple and secure to invest in your future, automatically. Acorns costs $1 per month for accounts investing less than $5,000. After your account grows past $5,000, the fee switches to 0.25% per year (@$5,000 that’s about $1 a month).
Invest as little as $5 to start and gradually build your investments on Stash. Withdraw your money at any time. You can buy fractional shares of Exchange-Traded Funds (ETFs) so you can invest just the amount of money you can afford. Invest your money in a way that reflects your unique beliefs, interests, and goals. Choose from over 30 investment themes managed by experts like Vanguard, State Street and BlackRock.
Featured by Apple as one 2017’s “New Apps We Love” — Clarity Money uses data science and machine learning to analyze your personal finances and help you make smarter decisions with your money. The free app will help you save money, plan your budget, track your spending and expenses, protect your credit score, lower your bills, and manage all of your accounts, in one place.
Qapital is a new way to bank that makes it easy to save money for the stuff that really matters to you. Their “Goal-focused” approach to checking and savings accounts makes smart money management effortless, motivating… Even a little fun. All these savings go into your FDIC-Insured Qapital Goals account. You’ll also get an interest bearing checking account and the Qapital Visa® Debit Card** – a debit card designed to help you track your day-to-day spending. You can save for your Goals whenever you swipe, see all your weekly spending and savings in one place, and easily transfer money between your Qapital accounts instantly.
Saving money used to be hard. Now it’s easy! Digit is the effortless way to save money without thinking about it. Every day, Digit checks your spending habits and moves money from your checking account to your Digit account, if you can afford it. Easily withdraw your money any time. Fast Company named Digit 2017’s second most innovative company in finance having now saved over $500 million dollars for its customers.